Rachel Metcalf FCCA

Rachel is a fully qualified, highly motivated chartered accountant.  Since starting her accountancy career in 1998 Rachel has gained years of experience working with small and medium sized enterprises across all industries.  She enjoys keeping up to date with changes in the accountancy world, using her knowledge and proactive approach to make clients lives easier. 

Rachel enjoys being a personal contact for clients, she believes getting to know the clients business enables her to be able to provide specific accountancy and tax advice that will assist the client in making important business decisions.  Rachel enjoys working with businesses that are just starting out as well as established businesses.

With a friendly but professional approach Rachel makes great relationships with clients and is a huge support to both clients and bookkeepers.  As her career has been spent working in smaller practices she has knowledge in all areas of accountancy and tax.  She has worked with business from £10k turnover to £10m turnover and has been a positive support to all.

Away from the office Rachel loves the outdoors with her favourite place being the Lake District.

Josh Rainford MAAT CTA

Josh has been working in the field of accounting since 2007 and obtained his MAAT status in 2010. Having found a strong interest in tax, Josh has been specialising in tax since 2014. Since then, he has gone on to complete his ATT qualification to provide him with all of the necessary tools to be able to deal with and advise on various tax scenarios. Continuing to follow his hunger to help clients save tax and provide sound advice, he qualified as a Chartered Tax Advisor in 2021.

Josh has been heavily involved in dealing with clients who are primarily owner managed businesses and high net worth individuals. As such, he has dealt with various company restructures and acquisitions, succession planning, exit strategies along with capital gains tax and inheritance tax planning. Josh has also been dealing with various trust cases over the years, assisting and advising trustees on their tax compliance requirements. 

Josh has also has a keen eye for spotting efficiency gaps in clients accounting processes. With a strong understanding of cloud based software, he is able to suggest and implement time saving changes to a clients day to day processing of  accounting records. As a result, saving them money!

Finally, he has a passion for cars and is always up for a conversation about anything motor related (don’t worry, he doesn’t charge extra for this!). 


Digi Accounts and Tax Ltd
Design House, Preston Road
Charnock Richard

01257 441629

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